FHLB-NAHI Home Improvement Program

The purpose or the Federal Home Loan Bank (FHLB) Native American Homeownership Initiative Grant (NAHI) Home Improvement Program (HIP) is to assist enrolled members of the Ponca Tribe of Nebraska who are homeowners residing in the State of Nebraska with home improvement projects to maintain the habitability of their home.

To qualify for the FHLB-NAHI HIP Program, an application must be electronically submitted to NPHA. To ensure that your application is processed in a timely manner, all requested documentation is required for submission. Deadline to apply is May 31, 2025.

Before you start this application, be sure to have the following available to upload: (You will not be able to submit an application without all supporting documentation)

• Tribal Enrollment verification

• Warranty Deed or Deed of Trust

• Homeowner Property Insurance Certificate

• Photos of items that are being requested to be repaired or rehabilitated

Applicants requesting assistance shall meet the following criteria:

1. The homeowner, whose name appears on the deed, must be an enrolled member of the Ponca Tribe of Nebraska. Copies of enrollment certification and/or Tribal ID shall be attached as part of the completed application.

2. Applicant’s home must be their primary residence and located within the State of Nebraska. Applicant’s whose residence is located on a Native American Reservation within the State of Nebraska will not qualify.

3. Applicants must own the land and the home in order to qualify. Rent-to-own agreements are ineligible.

4. Applicants must provide a current property insurance certificate for verification that the property is insured.

5. Applicants will be required to live in the home for at least one year after the home improvement project is complete or will be subject to repayment of funds. 

NPHA will categorize and assign prioritization to projects required or requested. This prioritization shall be provided in the form of points. NPHA will rate the greatest needs based on a point system. Applications will be evaluated and awarded based on the applicant’s preference points and NPHA’s categorization and rating points for the project.